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Topic: A Congress Critter Who Makes Sense!< Next Oldest | Next Newest >
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PostIcon Posted on: May 10 2013, 10:48 pm  Skip to the next post in this topic. Ignore posts   QUOTE

This is the kind of legislation that could get America back on track, with the kind of innovation and creativity that we need for the next 50 years:

WASHINGTON -- Sen. Elizabeth Warren (D-Mass.) unveiled her first bill Wednesday, designed to set student loan interest rates at the same level the Federal Reserve offers to big banks.

With some student loan rates set to double on July 1 -- from 3.4 percent to 6.8 percent -- Warren's bill would reduce student loan interest rates to 0.75 percent, opening the Fed's discount window to students.

"Every single day, this country invests in big banks by lending them money at near-zero rates," Warren told The Huffington Post. "We should make the same kind of investment lending money to students, who are trying to get an education."

The freshman senator said she plans to mobilize students -- those most affected by student loans -- to help get the bill through the Senate. "This is about their lives and if they are active in this fight, we can make this change," Warren said


http://www.huffingtonpost.com/2013....=topbar


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PostIcon Posted on: May 11 2013, 10:49 am Skip to the previous post in this topic. Skip to the next post in this topic. Ignore posts   QUOTE

I have no problems with giving students low interest loans for school but there should be stiff penalties and increasing interest rates for those who fail to keep up payments or don't pay them back within a reasonable time period.

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PostIcon Posted on: May 11 2013, 4:43 pm Skip to the previous post in this topic. Skip to the next post in this topic. Ignore posts   QUOTE

+1

Elizabeth Warren is doing a great job!
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PostIcon Posted on: May 11 2013, 5:16 pm Skip to the previous post in this topic. Skip to the next post in this topic. Ignore posts   QUOTE

From Freshman Senator Takes On Financial Industry :

She has hit the ground running and already made a name for herself as someone who will ask not only the hard questions but the really pertinent questions," Liz Coyle, deputy director of Georgia Watch, a consumer advocacy group, said after attending a Warren speech at a Washington conference in March.
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PostIcon Posted on: May 11 2013, 11:52 pm Skip to the previous post in this topic. Skip to the next post in this topic. Ignore posts   QUOTE

I only wish it had a ghost of a chance to pass!

But it will be well worth while to get the issue in front of the public, and to have the Republicans vote against it, thus further cementing the young generation to support of the Democrat Party.  

Could be a significant factor in 2014.


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PostIcon Posted on: May 12 2013, 6:37 am Skip to the previous post in this topic. Skip to the next post in this topic. Ignore posts   QUOTE


(wwwest @ May 11 2013, 9:52 pm)
QUOTE
I only wish it had a ghost of a chance to pass!

But it will be well worth while to get the issue in front of the public, and to have the Republicans vote against it, thus further cementing the young generation to support of the Democrat Party.  

Could be a significant factor in 2014.

So you're admitting the Dems have to buy off voters.

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PostIcon Posted on: May 12 2013, 7:42 am Skip to the previous post in this topic. Skip to the next post in this topic. Ignore posts   QUOTE

Montanalonewolf
QUOTE
So you're admitting the Dems have to buy off voters.


Haven't the big banks and financial firms been buying off Republicans with their political contributions and junkets - and promised high paying jobs - so the 0.75% loans to them would continue?

Unlike most in Congress, Elizabeth Warren does not sweep the corruption and financial abuses - that are making the 1% richer at the expense of the declining middle class - under the rug.
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PostIcon Posted on: May 12 2013, 12:00 pm Skip to the previous post in this topic. Skip to the next post in this topic. Ignore posts   QUOTE

Now that they have voted to end overtime pay and leave for family needs, maybe the next move from the Republicans is to re-enact slavery; starting with students that can't afford an education.

I feel good about Elizabeth Warren, and the policies she champions.


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PostIcon Posted on: May 12 2013, 8:40 pm Skip to the previous post in this topic. Skip to the next post in this topic. Ignore posts   QUOTE

So you're admitting the Dems have to buy off voters.

Nice try, Montana, but no, that is not what I am admitting.

I am applauding that Democratic, elected officials, like Elizabeth Warren are taking intelligent steps to represent the interests of their constituents, and of the country in general.

That is what all elected representatives are supposed to do, but the Republicans choose to be the Party of NO when a black man wins the Presidency, in spite of obvious needs of the country, and of their own constituents.

I am just betting that the students will be more than smart enough to realize which group is working for their best interest, and for the country in general, and will continue to vote for that group.

The way democracy is supposed to work, neh?


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PostIcon Posted on: May 12 2013, 9:55 pm Skip to the previous post in this topic. Skip to the next post in this topic. Ignore posts   QUOTE

QUOTE
Haven't the big banks and financial firms been buying off Republicans with their political contributions and junkets - and promised high paying jobs - so the 0.75% loans to them would continue?

The Repubs buy off politicians. The Dems buy off voters. Both are abhorrent.


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PostIcon Posted on: May 13 2013, 12:09 am Skip to the previous post in this topic. Skip to the next post in this topic. Ignore posts   QUOTE

...and the TEA party buys off the selfish, the bigoted, and the not very deep thinking voters.

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PostIcon Posted on: May 13 2013, 7:09 am Skip to the previous post in this topic. Skip to the next post in this topic. Ignore posts   QUOTE


(Montanalonewolf @ May 11 2013, 9:49 am)
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I have no problems with giving students low interest loans for school but there should be stiff penalties and increasing interest rates for those who fail to keep up payments or don't pay them back within a reasonable time period.

There already is.

What makes you think if a student who owes $100k at .75% is a worse risk than one who has a 6.8%?


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PostIcon Posted on: May 14 2013, 2:28 pm Skip to the previous post in this topic. Skip to the next post in this topic. Ignore posts   QUOTE

Should be state issue. Why is the fed even involved in education?

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PostIcon Posted on: May 14 2013, 3:54 pm Skip to the previous post in this topic. Skip to the next post in this topic. Ignore posts   QUOTE

There are a lot of good reasons, especially in regards to states that are doing a poor job, but in this particular discussion, because there is a federal program for student loans. Where did you get your education?

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PostIcon Posted on: May 14 2013, 4:33 pm Skip to the previous post in this topic. Skip to the next post in this topic. Ignore posts   QUOTE


(Ecocentric @ May 14 2013, 3:54 pm)
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There are a lot of good reasons, especially in regards to states that are doing a poor job, but in this particular discussion, because there is a federal program for student loans. Where did you get your education?

Mostly DoDD schools. State college after high school.

Just seems to me having states compete for educational excellence rather than blanket mediocrity would be a better path. That goes for loans, etc as well.

None the less, at least this measure aims to reduce cost for students. I'd lie to see the overall cost come dwn though. Not sure if that can be done though with government meddling.


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PostIcon Posted on: May 14 2013, 6:15 pm Skip to the previous post in this topic. Skip to the next post in this topic. Ignore posts   QUOTE


(Montanalonewolf @ May 12 2013, 8:55 pm)
QUOTE
QUOTE
Haven't the big banks and financial firms been buying off Republicans with their political contributions and junkets - and promised high paying jobs - so the 0.75% loans to them would continue?

The Repubs buy off politicians. The Dems buy off voters. Both are abhorrent.

Representatives in Washington working on behalf of the citizens who elected them ... so abhorrent, the Founders must be turning in their graves!

Easing the burden of student loans to make higher education more obtainable is not a bribe for votes; it's good policy that benefits society as a whole with a better educated workforce.


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PostIcon Posted on: May 14 2013, 10:43 pm Skip to the previous post in this topic. Skip to the next post in this topic. Ignore posts   QUOTE

Very few politicians currently serving or have served over the past several decades are what the FF envisioned when they laid out their plans.

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PostIcon Posted on: May 15 2013, 7:41 am Skip to the previous post in this topic. Skip to the next post in this topic. Ignore posts   QUOTE


(Montanalonewolf @ May 14 2013, 9:43 pm)
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Very few politicians currently serving or have served over the past several decades are what the FF envisioned when they laid out their plans.

I won't argue with that. But I have some opinions:

WE, the voters, elect them. And I believe that in the US, the polls are honest, that all are allowed to vote - that the voting is fair.

But to candidate with the most money to buy the ads and marketing expertise has an advantage. That candidate gets that money from campaign donations. Those with the most interest in political issues logically direct their money to the candidate that best represents their interest.

That seems fair. But I think that the power of expensive modern marketing techniques carries too much weight. The candidate that can afford the most professionally designed glitzy TV commercials wins.

The result is that all candidates must befriend the big money donors if they want to have a chance. That means that the interests of the majority get compromised.

Then WE, the voters, who vote for the one who was best marketed by the professionals, are unhappy with OUR choice.

Campaign regulations have tried to address this - and do help.

The bottom line is that WE, the voters, need to become much better informed and less swayed by marketing techniques. But that is hard in today's economy when both husband and wife work 60 to 70 hours a week AND raise two kids. We vote based on "sound-bites" carefully crafted by the marketing professionals. Many times these "sound-bites" are absolutely false - but we believe them because we are too busy to check it out.

A good example that you would like is the "90% of NRA members support universal background checks". Most people believe this, and never question the details of the "survey" cited. Recent professionals surveys have shown this to be false. Yet most of us are too busy to stay informed - so we walk around quoting the incorrect 90%.

And we vote for the candidate that supports universal background checks because we are misinformed. We are tools of the highly paid marketing professionals who knowingly deceived us with the so-called "survey" and spouted the 90% sound-bite and WE fell for it. WE, helped by a media with its own agenda, ignored the "fact check" and accepted the sound bite as truth. ( Note that I want the universal background check and gun registry. But I recognize the 90% sound bite for what it is. )

There are thousands of the examples I could have used. Both sides of the Obamacare issue produced a lot of them.

So, WE, the voters need to become much more informed. WE need to be critical of catchy sounding sound bites produced by marketing professionals. A big part of the problem is US.
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PostIcon Posted on: May 15 2013, 8:12 am Skip to the previous post in this topic. Skip to the next post in this topic. Ignore posts   QUOTE

The major problem is we no longer have the choice between the best of the best and are forced to choose which is least of the worst and that problem has existed for decades.

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PostIcon Posted on: May 15 2013, 8:57 am Skip to the previous post in this topic. Skip to the next post in this topic. Ignore posts   QUOTE

The TEA baggers fantasy is fixated on "the good old days" of yesteryear forgetting all about indentured servants, debtors prison, slavery, genocide and epidemics like small pox. Fights on the floor of the house sent people to the hospital. Those hollowed saints we called the Founding Fathers kept slaves, drank heavily, and had mortal enemies within their august fellowship. From George Washington's Whiskey Rebellion to Andrew Jackson's Trail of Tears, American Democracy has been a deeply flawed process that was cleverly designed to evolve. Evolve it has, still deeply flawed we have fixed many problems as we have created new ones.

It is time to face the reality of today and stop lamenting the past that you know only from books, many of which sanitized the truth.


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PostIcon Posted on: May 15 2013, 10:06 am Skip to the previous post in this topic. Skip to the next post in this topic. Ignore posts   QUOTE

Excellent post, Eco.

The biggest problems with electoral politics today are a sytem of campaign finance in which our elected representatives are beholden to deep-pocket special interests, and a voting public that is misinformed and/or disengaged. I don't think the FF would approve of Corporate Personhood and the unlimited campaign donations recently approved by the SCOTUS.

However, the corruptive influence of money in policitcs is nothing new. During the Gilded Age the titans of industry bought politicians and special favors (like public land for private railroads) more blatantly than they do today. Many industrial workers were essentially wage slaves with bare subsistence pay, unsafe conditions, and none of the benefits won by the hard-fought efforts of unions.

The post-WWII era saw a great expansion of the American middle class, but those gains are slowly being reversed with the concentration of wealth at the top and the influence of the rightwing noise machine funded by the likes of the Koch brothers. The Teaparty faithful carries water for the true elites of wealth & power, against their own best interests.


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PostIcon Posted on: May 22 2013, 9:43 pm Skip to the previous post in this topic. Skip to the next post in this topic. Ignore posts   QUOTE

Weird how everyone wants lower interet rates. Simpletons argue this. What about lowering the actual cost of education? Government involvement sure has helped tuition stay low while improving education standards. Oh wait, no they haven't. The likes of Eco suffer from myopia. Go ahead, blame it on "tea baggers." Was jimmy carter a tea bagger?

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PostIcon Posted on: May 23 2013, 9:21 am Skip to the previous post in this topic. Skip to the next post in this topic. Ignore posts   QUOTE

I don't know how Jimmy Carter made education more expensive, but I do know how Mitch Daniels reduced state funding for higher education in Indiana to 18%. Indiana University has one of the largest populations of foreign students of any universities in the country, because Indiana students can no longer afford to study there.

The whole idea of not spending tax money on functions that the state traditionally paid for is a tea bagger initiative.

If you want to participate in the discussion, you should explain yourself, rather then just make claims.


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PostIcon Posted on: May 23 2013, 4:24 pm Skip to the previous post in this topic. Skip to the next post in this topic. Ignore posts   QUOTE

Praise Jesus

We are working to make it easier for our children to run up debt!!

More and more young people will go get a worthless degree because money for college is cheap

And colleges can keep hiking tuition at an alarming rate because we are all enablers

Shout it from the rooftops!!!

I assume that no math or economic  majors will be stupid enough to cheer

or people with common sense


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PostIcon Posted on: May 24 2013, 12:18 pm Skip to the previous post in this topic. Skip to the next post in this topic. Ignore posts   QUOTE

BB, just because your college degree is worthless does not mean that everyone's college degree is worthless.

You get what you earn with a college degree, and well earned education is never worthless.  Young people today are going to need to be able to change careers several times and a solid, liberal education that gives you a broad base for life long learning and adapting is worth every costly hour it takes to achieve.  IMHO


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PostIcon Posted on: May 24 2013, 12:23 pm Skip to the previous post in this topic. Skip to the next post in this topic. Ignore posts   QUOTE

You notice that House Republicans killed the bill to make college loans at 0.75%, and support the bill that could have interest as high as 10.5%?

I am betting that all middle class and poor students are noticing, and remembering.

Missing one of the best investments our country could make.

The GI bill was the best thing that ever happened for my Dad, and for me.  Still paying dividends to the country for that relatively modest investment after WWII and Viet Nam.


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(Ecocentric @ May 13 2013, 12:09 am)
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...and the TEA party buys off the selfish, the bigoted, and the not very deep thinking voters.

From reading your follow-on posts, it's obvious that you utterly despise anyone who is even remotely associated with those who you later (surprise, surprise) refer to as tea baggers.

I've never considered myself a tea partier, but they don't attempt to buy off anyone, as far as I can tell.  Perhaps you should meet a few of them though; you just might retract your comments.  It may be educational for you.


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PostIcon Posted on: May 24 2013, 7:36 pm Skip to the previous post in this topic. Skip to the next post in this topic. Ignore posts   QUOTE

Senator Warren.....Mass's own fake little indian...how inspriring.
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PostIcon Posted on: May 24 2013, 11:44 pm Skip to the previous post in this topic. Skip to the next post in this topic. Ignore posts   QUOTE

Pretty inspiring for those college students who need to take out a loan in order to continue their education, neh?

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PostIcon Posted on: May 25 2013, 12:16 am Skip to the previous post in this topic.  Ignore posts   QUOTE


(wwwest @ May 24 2013, 11:44 pm)
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Pretty inspiring for those college students who need to take out a loan in order to continue their education, neh?

Neh. Meh. Neh. Neh. Meh. Neh.

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